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Personal Loans Online:
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Find the best personal loan offer in Italy and across Europe. Free quote in 2 minutes. Expert advisor contacts you within 24 hours. No CRIF check during comparison.

Free quote — no commitment, no credit check
Response within 24 business hours
Transparent rates from 3.90% APR
Available in 20+ European countries
€200M+Loans granted
15,000+Happy clients
4.9/5Client rating

Personal Loan Quote

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Loan Amount (€)€ 10,000
€3K €5K €10K €20K €50K
Duration36 months
1 yr 3 yrs 5 yrs 7 yrs
Monthly payment€297/mo
Rate from3.90%
Total from€10,692
🔒 No credit check · Free & no commitment
🔒 Your data is protected · GDPR Compliant
🔒 SSL 256-bit · Free · No credit check impact

Request Sent!

An advisor will contact you within 24 hours with your personalized offer. Check your email for confirmation.

💳
Personal Loan
For any need — liquidity, car, home, travel, or medical expenses.
TAN from 3.90%, APR from 4.12%. Up to €75,000 over 120 months.
Compare offers →
🔄
Debt Consolidation
Merge all your debts into one lower, single monthly payment.
Save up to 40% on your monthly payment. Up to 120 months.
Compare offers →
🏢
Business Finance
Capital solutions for SMEs, freelancers and entrepreneurs.
TAN from 4.50%. Up to €150,000 with dedicated advisor.
Compare offers →
💰
€200M+Loans granted
👥
15,000+Happy clients
24 hoursResponse time
🌍
20+ countriesEU coverage
🔒
100% secureSSL · GDPR
4.9 / 5Client rating

Best Loan Offers Available

Based on €10,000 · 36 months · employed, age 35

5 offers Sort by:
⭐ Best Offer
💳
ECG Premier
★★★★★
4.9 · 2,341 reviews
Monthly€28936 months
TAN3.90%fixed
APR4.12%effective
Max Amount€75,00084 months
✓ Fast approval✓ 100% online✓ No setup fees⚡ Limited offer
🔄
ECG Flex
★★★★★
4.8 · 1,876 reviews
Monthly€29536 months
TAN4.50%fixed
APR4.82%effective
Max Amount€50,00072 months
✓ Free early repayment✓ Flexible payments
🏢
ECG Business
★★★★☆
4.7 · 934 reviews
Monthly€30236 months
TAN5.20%fixed
APR5.65%effective
Max Amount€150,000120 months
✓ SMEs & businesses✓ High amountsDedicated advisor

Where is the best personal loan?

Simulation on €10,000 over 84 months · permanent employee, age 40, Milan.

ProductMonthly PaymentTANAPRMax AmountMax Duration
ECG Premier€ 151.203.90%4.12%€ 75,00084 months
ECG Flex€ 153.404.50%4.82%€ 50,00072 months
ECG Business€ 156.805.20%5.65%€ 150,000120 months
ECG Urgent€ 159.905.90%6.24%€ 30,00060 months
ECG Consolidation€ 162.506.40%6.89%€ 80,000120 months

Frequently Asked Questions

Everything you need to know about personal loans

What is a personal loan and how does it work?
A personal loan is a non-purpose credit that lets you receive a fixed sum repaid in monthly instalments. You can use it for anything: car, home, travel, medical costs or liquidity. Terms from 6 to 120 months at fixed, transparent rates. Our quote service is completely free and with no commitment.
What documents do I need to apply?
🪪
Valid ID or passport
🔢
Tax identification number
📄
Last 2 payslips
📊
Latest tax return
🏦
Bank account IBAN
📋
Proof of address
How long does it take to receive the money?
After a complete application, our team reviews your request within 24 hours. Once approved, funds are transferred to your bank account within 2–5 business days. For urgent loans, disbursement can happen within 24–48 hours.
Is the quote service really free?
Yes — 100% free and no commitment. Comparing offers and requesting a quote costs nothing. No credit check is performed during the quote phase, so there is zero impact on your credit score.
What is the minimum income required?
Typically at least €700–800 net per month. Each case is assessed individually based on contract type, credit history, requested amount and duration. Retirees and self-employed applicants have specific criteria.
Can I repay the loan early?
Yes. All products allow full or partial early repayment. The penalty does not exceed 1% of the outstanding balance (0.5% if less than 12 months remaining). For ECG Flex, early repayment is completely free of charge.

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✅ Why choose us

Free quote, no commitment
No credit score impact during quote
Response within 24 business hours
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Available in 20+ EU countries
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